There are several different types of water damages that could result in mold. It is important to understand the differences between each one and those that may or may not be covered by your homeowner’s insurance. Some of the more...Read more
Property Insurance Policy 101: Understanding the Details of Your Coverages
Do you know if your property insurance policy will fully cover you in the event of a loss? Most people mistakenly assume they have protection against various perils. It is only later, when they need to file an insurance claim,...Read more
Hurricane Insurance Claims: Eleven Things You Really Need to Know
The 2017 hurricane season saw two major storms hitting the United States mainland: Hurricane Harvey in Texas and Hurricane Irma in Florida. Then there was Hurricane Maria, which obliterated a good portion of Puerto Rico. With the 2018 hurricane season...Read more
Does Florida Homeowner’s Insurance Cover Break-Ins and Vandalism?
Florida homeowners insurance can provide protection for a wide range of events and occurrences which cause damages. Most policies will include coverage for break-ins and vandalism, but not always. It is never a good idea to assume you are covered...Read more
Who Pays the Costs of Cleaning Up After a Hurricane?
Most people do not realize all of the costs associated with cleaning up after a hurricane. As Floridians saw after Hurricane Irma in 2017, getting homeowners nsurance claim help to assist with the costs of cleanup and repairs was challenging...Read more
Hurricane Damage Tips: How to Avoid Being Underinsured
Many people sadly find out after a major hurricane that they were underinsured, so they are not fully reimbursed for all of their damages. As we saw last hurricane season, in Texas with Hurricane Harvey and in Florida with Hurricane...Read more
When Should and Shouldn’t You File a Claim for Hurricane Damages?
After Hurricane Irma last year, many Floridians were not entirely sure if they should file a claim for damages from the storm. With the 2018 hurricane season underway, let’s do a review of hurricane insurance, when and when not to...Read more
Is There a Difference Between Theft, Vandalism, and Burglary Insurance Claims?
When someone intentionally and purposely damages your home or takes your property, it is important to know which type of insurance claim you need to file. There are differences between theft, vandalism, and burglary that could affect your insurance claim....Read more
Does Homeowner’s Insurance Include Plumbing and Burst Pipes?
Whether or not your insurance company will reimburse you for damages caused by broken plumbing and burst pipes inside and outside your home largely depends on the causes of the damages. Most insurance companies view plumbing as a maintenance item,...Read more
Why Your Homeowner’s Insurance May Not Cover Mold Damage
Mold and mildew can be serious concerns and a problem for Floridians. The warm weather, humidity, and proximity to the Gulf and the Atlantic can be the perfect conditions to promote mold and mildew growth on the outside and inside...Read more