A leaking roof can result in significant damage to your home. In fact, the potential for serious harm is even more wide-ranging than most people suspect, as the destruction often goes far beyond simply a ruined carpet and ugly water stains. For many homeowners, however, the discovery of roof leak damage is only the beginning of a painful ordeal. Sometimes, roof leak insurance claims are denied altogether or paid out in a sum significantly below what the homeowner deserves. Luckily, homeowners in this situation have an ally in Silver, Bass & Brams, P.A. Our claims lawyers have substantial experience with property damage insurance disputes, and will fight to secure an appropriate settlement for you.
Roof leaks are a problem everywhere, but in Florida they’re particularly troublesome. That’s because of the volatile nature of local weather, as El Niño and the May-October rainy season both result in a large amount of precipitation. If you have a defective roof, all that rain could lead to major damage in the interior of your house, such as:
• Structural damage. Water leaks can rapidly weaken the integrity of your walls and flooring. A water-damaged ceiling may even collapse completely. In the worst cases, the house becomes unsafe to live in due to pervasive impairment of structural materials such as joists, rafters, and trusses.
• Electrical issues. You probably don’t need to be told that water isn’t good news for electrical wiring. This is another problem than often develops when rain gets into your home through an impaired roof. Shorted wires may even catch fire.
• Mold. Moisture trapped in your walls or insulation can harbor fungal growth. This is more than just a nuisance—when inhaled, mold spores can cause severe respiratory issues.
It’s important to fix roof leaks as soon as reasonably possible. In addition to the above-mentioned issues, your defective roof will likely increase your utility bills if water gets into your home’s fiberglass or cellulose insulation and keeps it from functioning properly. That’s why filing an insurance claim promptly is so important. In some cases, however, the insurance company will attempt to deny the claim or pay less than the full amount you are owed.
Since 2003, the property damage lawyers at Silver, Bass & Brams, P.A., have provided insurance claim help to its clients across the South Florida region. Benefiting from years of experience with property damage insurance disputes, we’ll go the extra mile to assist you in obtaining a suitable settlement. Feel free to contact us for a FREE consultation.