Florida is one state where homeowners can reopen a closed home insurance claim after it has been settled. However, there is a statute of limitations, which is currently five years. If you wait until after this period of time, then...Read more
Homeowners Insurance Disputes: Who Pays for Damages from a Man-Made Disaster?
When your home is damaged and you file a claim with your insurance company, they will determine whether the damages were man-made or caused by a natural disaster. Depending on the type of coverage you have, policy limits, and other...Read more
Property Insurance: A Necessary Evil
Homeowners Insurance Dispute Attorneys: Why You Need One You are not required to have homeowners insurance unless you have a mortgage. Your mortgage lender requires borrowers you to have the basic amount of coverage to protect their interests in case...Read more
Fire Damage Claims: Am I Covered?
Unlike automobile accidents, where insurance companies will typically assign fault to claims, things are handled differently for fire damage claims to your home. The fire department will conduct an investigation into the cause of the fire to determine how it...Read more
How Late Is Too Late to File for a Homeowners Insurance Claim?
Your homeowner's insurance policy is just like any other contract; the devil is in the details. You’ll need to familiarize yourself with your agreement to get the most out of what you’re paying for and ensure you’re getting a good...Read more
Disagreeing with Adjusters on Property Damage Insurance Claims
Before we discuss the property damage insurance claims process, it is important to understand some basic concepts about home insurance and the types of losses it covers. Property insurance provides homeowners with peace of mind to know that their home...Read more
How to Win Homeowners Insurance Disputes
Homeowners’ insurance disputes arise when the claimants (homeowners) file claims with their insurance providers, and the insurance companies either offer them reduced settlements or deny their claims. Before getting into the reason why settlements are reduced and claims are denied...Read more
Why New Home Buyers Should Consult with a Real Estate Lawyer
Shopping for a new home and purchasing one is a rewarding experience for many first-time buyers. Even if this is your second or third new home purchase because you are upgrading or downsizing, it never hurts to consult with a...Read more
What If I Disagree with the Adjuster on My Property Insurance Claim?
Homeowners’ insurance disputes can arise when your home is damaged, yet the adjuster your insurance company sends does not take into account every detail of the damage or undervalues what repairs need to be performed. Unfortunately, many people do not...Read more